Advantages and Disadvantages of Payback Assignment

Advantages and Disadvantages of Payback - Assignment Example Payback period is also an effective capital budgeting technique whereby the break-even point for an investment proposal is calculated. When investment is made in a project, there are no profits earned in the initial few years of operation. Profits are earned after the business achieves break even, where the level of investment made in the project becomes equal to the inflow of cash earned over the years. If the initial investment made in a project $150,000 and the cash flows each year is $50,000. Then the payback period as per the above formula is 3 years. At the end of the third year, the company will be able to recover the entire investment that it has made in the project. From the third year onwards the company would be earning profits upon the project. In case of two or more mutually exclusive projects, the management is seen to select the one which has a lower payback period (Baker and English, 2011). Payback period is one of the simplest capital budgeting techniques to appraise a given project. It is easy to use and simple to calculate. Payback period helps managers to understand the time period required to attain liquidity in a given investment proposal. It also helps the management to analyze the risk factor in a given investment proposal. The longer the duration of the project, the higher is the risk factor. Payback period does not take into consideration the time value of money. This is because the method does not take into consideration discounting of future cash inflows to arrive at the present value of net inflow. Payback period helps in understanding the liquidity factor associated with projects ignoring the profitability factor completely. The system takes into consideration only the inflow of cash prior to the payback period and does not consider the cash inflows after it (Bierman and Smidt, 2007).

Identify an issue which you think is important in the British Essay

Identify an issue which you think is important in the British Education system today. In what way can sociology help us understa - Essay Example However, evidence suggests that there exists racial inequality in the UK educational system (DFES, 2005) with the most affected groups being ethnic minority pupils of Black, Irish Travelers and Gypsy/Roma heritages. The evidence shows that pupils from these racial backgrounds perform poorly in schools compared to their counterparts from other ethnic groups, a situation that has long-term implications on their future. Efforts by various stakeholders to find a way of breaking this chain of inequality, educational underachievement and restricted life chances continue to remain a fundamental challenge. Although the UK policymakers and practitioners have come up with wide ranging attempts to alleviate this problem, the desired impact is yet to be achieved. This paper looks at racial inequality in the UK educational system and tries to explain the phenomenon though the lenses of theories of sociology at an attempt to understand the causes. Moreover, the paper outlines evidence that suggest s racial inequality still exists in the educational system

Question and Quote Essay Example | Topics and Well Written Essays - 500 words

Question and Quote - Essay Example This action is to strengthen the financial structure of the country through the regulation of the individual institutions and the promotion of the interdependence of the financial firms and the participants of the financial system (Morgan Lewis Website, 2009, p.1; US Department of Treasury, 2009) The need for the improvement of the regulation of financial firms had been realized during the latest financial crisis due to the credit boom and housing bubble. This triggered the need for reformation of the financial system (Walker, 2009, p.1). The action of the US government is an immediate response to the need of the nation. There are comments and criticisms on the limitations of the Financial Regulatory Reform. On a personal point of view, the US government made an immediate effort to act upon the financial crisis, thus, it is commendable. This hindered the worsening of the situation. At such a short period of time, alertness had been a crucial strategy. II.

Mercutio of William Shakespeares Romeo and Juliet Essay -- Shakespear

Mercutio of Shakespeare’s Romeo and Juliet Although the story of Romeo and Juliet does not focus on Mercutio, to many, he is one of the most interesting characters in literature. His name puns on the word mercurial which meansunpredictably changeable. His unsteady behavior makes him wise beyond his intentions. Arecurring trend in Shakespeare’s plays is the existence of a witty fool and many foolish wits. People such as Romeo, Friar Laurence, and Capulet are people who are made out to be wise, but,in the end, they make all the wrong decisions. Mercutio serves as a foil to all these characters. He is considered by every character in the play to be a fool, but, in the long run, he is the one whois the wisest. He brings a sense of comic relief as well as a reality check to many of the character’s inthe play. Although he can be seen as a laughable youth, his character serves to show how manyof the so-called wiser characters are actually fools. The audience is first introduced to Mercutio in Act one, Scene two . Romeo speaks of having a dream and believing it to be true. This leads Mercutio to his famous Queen Mab speech. When he breaks down after his speech, Romeo states, â€Å"Thou Talk’st of nothing (I.iv. 96).† Mercutio responds with his first wise quote, â€Å"True, I talk of dreams, Which are the children of anidle brain (I.iv. 97-98).† This comment does not refer to Romeo’s dream of love alone. Friar Laurence’s dream of peace in Verona proves false. In Act two, Scene four ,when the nurseappears in her gaudy attire acting as if she is the owner of the Capulet’s servant Peter, it isMercutio that churlishly reminds her that she is of the servant class as well. Mercutio’s commentprovides an alternative view of real... ... again, according to Mercutio, there is no such thing as fortune. There is the outcome of one’s actions. Romeo is unknowingly calling himself a fool for his own careless judgment. Shakespeare is loved for his story lines, but he is respected for the characters he has created. It is ironic how in Romeo and Juliet characters such as Capulet, Romeo, and Friar Laurence are made out to be wise but in actuality make bad judgment. It is also ironic that Mercutio is depicted as a childish youth when really he is the character with the most insight. Shakespeare uses Mercutio’s insight as a contrast to every other character to show how ridiculous the other characters actually are. If you pay attention to the plots and story lines, this play is a love story. If you understand Mercutio’s purpose, then this play is one of the greatest satires on human emotions ever made.

Subalterns

Concept of Subaltern and Subaltern Studies Dr. Abhishek Gopal* ‘Subaltern' originally is a term for subordinates in military hierarchies which is elaborated in the work of Antonio Gramsci to refer to groups who are outside the established structure of political representation. Subaltern was first used in a nonmilitary sense by Marxist Antonio Gramsci. Some believe that he used the term as a synonyms for proletariat, possibly as a codeword in order to get his writings past prison censors, while others believe his usage to be more nuanced and less clear cut (Morton, Stephen).It has also been emphasised that the term â€Å"subaltern† is an allusion to the work of Italian Marxist Antonio Gramsci (1881-1937) which literally, refers to any person or group of inferior rank and station, whether because of race, class, gender, sexual orientation, ethnicity or religion. The term ‘subaltern' is used in post-colonial theory. The exact meaning of the term in current philosophic al and critical usage is disputed. Some thinkers use it in a general sense to refer to marginalized groups and the lower classes – a person rendered without agency by his or her social status (Young, Robert J.C. , 2003). Others such as Gayatri Chakravorty Spivak use it in a more specific sense. She argues that ‘subaltern' is not just a classy word for oppressed, for others, for somebody who's not getting a piece of the pie†¦ In post-colonial terms, everything that has limited or no access to the cultural imperialism is Subaltern – a space of difference. Now who would say that's just the oppressed? The working class is oppressed. It's not subaltern†¦ Many people want to claim subalternity. They are the least interesting and the most dangerous.I mean, just by being a discriminated – against a minority on the university campus, they don't need the word ‘Subaltern†¦ ‘. They should see what the mechanics of discrimination are. They ar e within the hegemonic discourse wanting a piece of the pie and not being allowed, so let them speak, use the hegemonic discourse. They should not call themselves subaltern (de Kock, Leon; 1992 : 29-47). Gayatri Spivak suggests that the subaltern is denied access to both mimetic and political forms of representation. *Ex-Lecturer, Sociology, Govt. Degree College, Jhakhini, Varanasi 2 It may also be pointed that in several essays, Homi Bhabha, a key-thinker within post-colonial thought, emphasizes the importance of social power relations in his working definition of ‘Subaltern' groups as oppressed minority groups whose presence was crucial to the self-definition of the majority group : Subaltern social groups were also in a position to subvert the authority of those who had hegemonic power (Laura Garcia et. al. , 1996, pp. 191-207).It is noteworthy that Bonaventura de Sousa Santos (2002) uses the term ‘Subaltern Cosmopolitanism' extensively in his book. He refers to this in the context of counter-hegemonic practices, movements, resistances and struggles against neoliberal globalization, particularly the struggle against social exclusion. He also uses the term interchangeably with cosmopolitan legality as the diverse normative framework for an ‘equality of differences'. Infact, here, the term subaltern is used to denote marginalized and oppressed people(s) specifically struggling against hegemonic globalization.It may be emphasized that subaltern is a term that commonly refers to the perspective of persons from regions and groups outside the hegemonic power structure. Infact, in the 1970s' the term began to be used as a reference to colonized people in the South-Asian sub-continent. It provided a new perspective on the history of colonized place from the perspective of colonized rather than from the perspective of hegemonic power. In this context, Marxist historians had already begun to view colonial history from the perspective of the proletar iat but this was unsatisfying as it was still a Euro-centric way of viewing the globe.However, Subaltern is now regularly used as a term in history, anthropology, sociology and literature. (Gyan, Prakash, 1994). â€Å"Subaltern studies began in the early 1980s' as an intervention in South-Asian historiography. † While it began as a model for the sub-continent, it quickly developed into a vigorous post-colonial critique. The term subaltern studies group (SSG) or subaltern studies collective (SSC) are a group of South Asian scholars interested in the post-colonial and post-imperial societies of South Asia in particular and the developing world in general.It may be pointed out that the term subaltern studies is sometimes also applied more broadly to others who share many of their views. Infact, their approach is one of history from below, focused more on what happens among 3 the masses at the base levels of society than among the elite. It may be observed that the group associat ed with the subaltern studies arose in the 1980, influenced by the scholarship of Eric Stokes, to attempt to formulate a new narrative of the history of India and South Asia.Undoubtedly, as stated before this narrative strategy most clearly inspired by the writings of Gramsci was explicated in the writings of the ‘mentor' Ranjit Guha, most clearly in his ‘manifesto' in ‘Subaltern studies I' and also in his classic monograph ‘The Elementary Aspects of Peasant Insurgency' although they are, in a sense, on the left, they are very critical of the traditional Marxist narrative of Indian history, in which semi-feudal India was colonized by the British, became politicized, and earned its independence.In particular, they are critical of the focus of this narrative on the political consciousness of elites, who in turn inspire the masses to resistance and rebellion against the British. Instead, they focus on non-elitessubalterns as agents of political and social change . They, infact, have had a particular interest in the discourses and rhetoric of emerging political movements, as against only highly visible actions like demonstrations and uprisings.Thus, from the above discourse it can be observed that the Subaltern studies started in the early 1980 as an intervention in South Asian Historiography and emerged as a model for the subcontinent which quickly developed into a vigorous post-colonial critique. So far as the formation of subaltern studies group is concerned it was founded by Ranjit Guha. It may be pointed out that in more recent times, some former members have become disillusioned with the post-modern turn that the group has taken (notably Sumit Sarkar who left the group).A galaxy of eminent scholars such as Ranjit Guha, David Hardiman, Partha Chatterjee, Dipesh Chakrabarty, Gyan Pandey, Gayatri Chakravorty Spivak, Susie Tharu, Gyan Prakash, Sudipta Kaviraj, Edward Said, David Arnold, Gautam Bhadra, Ajay Skaria, Qadri Ismail, Kamran Asda r Ali, Shail Mayaram, Sumit Sarkar (later dissented), Lata Mani, Aamir Mufti, M. S. S. Pandian, Shahid Amin are associated with Subaltern studies. The subaltern concept has become so prominent now a days that it is being regularly used in various disciplines such as literature, history, anthropology and sociology etc. REFERENCES 1. Morton, Stephen, â€Å"The subaltern : Genealogy of a concept†, in Gayatri Spivak : Ethics. 2. Young, Robert J. C. Postcolonialism : A very short Introduction. New York : Oxford University Press, 2003. 3. de Kock, Leon, â€Å"Interview with Gayatri Chakravorty Spivak : New Nation Writers Conference in South Africa. † A Review of International English Literature. 23 (3) 1992 : 29-47. 4. Bhabha, Homi K. â€Å"Unsatisfied : notes on Vernacular Cosmopolitanism†. Text and Nation : Cross-Disciplinary Essays on Cultural and National Identities. Ed. Laura Garcia – Moreno and Peter C.Pfeiffer. Columbia, SC : Camden House, 1996 : 191-207 . 5. Santos, Boaventura de Sousa (2002). Towards a New Legal Common Sense, 2nd ed. (London : Lexis Nexis Butterworths), particularly, pp. 458-493. 6. Gyan Prakash, â€Å"Subaltern Studies as Postcolonial Criticism†, The American Historical Review, December 1994, Vol. 99, No. 5, 1475-1490, 1476. 7. Chaturvedi, Vinayak, ed. , Mapping Subaltern Studies and the Postcolonial. London and New York, 2000. 8. Ludden, David, ed. , Reading Subaltern Studies. Critical History, Contested Meaning and the Globalization of South Asia, London, 2001.

George Orwell Character Analysis - 1422 Words

Everyone has at least one person who has changed there life, either for better or for worse. There is that one person who made a difference. For George Orwell, it is easy to assume, that person was his first wife, Eileen O’shaughnessy. She not only impacted his life, but also his writing, for example, 1984, and some of his female characters. Orwell first met Miss O’shaughnessy in 1935 at a party that he and his landlord was hosting. He described her as â€Å"talkative and lively† and she had lifted her first impression him him. After the party had ended he knew that she was the â€Å"kind of girl he would like to marry,† and he did not waist time; a couple of days after the gathering he took her out to dinner, immediately starting a courtship,†¦show more content†¦She ignored them, knowing what she had agreed to, and even knowing that nothing is as important to Orwell then his writing, and she understands that as his wife she will come second in h is life. She also new that he could not giver her an easy life with lots of money, but despite that she still married the man(Taylor). While seeming like two puzzle pieces that fit perfectly there relationship had some ups and downs, one of them being that Orwell was unfaithful to Eileen. Orwell was open about the admission and stated that he was unable to have children, but it is unknown about how Eileen felt about the situation. Either way she still stayed with Orwell, and because they both felt a deep need to have children they adopted their son, Richard Horatio Blair, in 1944(Taylor). Eileen had stayed by Orwells side through richer and poorer, in sickness and in health until death did her part. She died March 29th, 1945, 9 years and 9 months after their marriage during a hysterectomy, while Orwell was away in Europe. On March 22nd she wrote him an eight page letter explaining the operation and her hopes of their future. She came to hate London and wished to move into theShow Mo reRelatedCharacter Analysis Of Animal Farm By George Orwell717 Words   |  3 PagesAlthough Animal Farm does not have any heroic characters, in the story there is a death of a supporting character. The death of a supporting character neither glorifies nor diminishes the supporting character to anything more or less significant. All characters, whether they are the major characters or even a minor, supporting character, they all do not have a complete story. There are no completely round characters in literature. Characters die; characters exist, simply for the sake of the plot, notRead More1984 Argument1249 Words   |  5 PagesGeorge Orwell’s book 1984 is a very interesting novel. The novel is set up in Airstrip One. In George Orwell’s book 1984 it has many situations. One of the many situations are that some people refer society as â€Å"Orwellian.† What does Orwellian mean? 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The main aim of Marxism is to bring about a classless society, and ‘Animal Farm’ is generally considered to be a Marxist novel, as all its characters share a similar ambition at the beginning. ‘Animal Farm’ represents an example of the oppressed masses rising up to form their own classless society, whilst offering a subtle critique on Stalin’s Soviet Russia, and communism in general. Orwell is, ironically, revolutionary in his work, asRead MoreAnimals Take Over in Animal Farm by George Orwell1370 Words   |  6 PagesIn the novel â€Å"Animal Farm† by George Orwell, the animals take over the farm and develop their own independent society. Just as it happened during the Russian Revolution of 1917. George Orwell underlies the tension between the oppressed and the exploiting classes between the condescending ideals and harsh realities of socialism. During the course of the literary piece by George Orwell makes it clear how the animals are mistreated by â€Å"Mr. Jones â€Å", because of this treatment they are receiving; OldRead MoreAnalysis Of 1984 By George Orwell954 Words   |  4 PagesSophie Moore Mrs. N. Finley E209R3 – 1984 literary analysis 27 January 2015 Symbolism throughout 1984 The novel 1984 is a futuristic totalitarian society where everyone is kept under close surveillance and is forced to follow all rules and laws of the state. The novel 1984 was written by George Orwell and published in 1950. The main characters were Big Brother, Winston Smith, Julia, O’Brien, Syme and Emmanuel Goldstein. Winston Smith is a low man on the totem pole when it came to the ruling PartyRead MoreA Literary Analysis Of 1984 By George Orwell721 Words   |  3 Pages The essay your about to read is a literary analysis of the book â€Å"1984 by George Orwell† it was written in 1948 as a thriller. 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Public Speaking Skills And 36 Essay - 1476 Words

in public speaking skills and 36% claimed they needed to bone up on their data analysis talents—that includes knowledge of programs like Excel, Tableau, Python, R, etc.† Summarily, this survey reveals that manager--individuals that play an influential role in the hiring process-- see recent college grads as significantly lacking in writing, public speaking, and data analysis skill. Recent college graduates are being seen as undesirable by employees because they are leaving university without a strong command of these essential skills. The undesirability of recently college graduates is further supported by the fact that while millennials (aged 18-29) will make up will be an estimated 46 percent of all U.S. workers by 2020, as of 2015 these individuals make up about 40 percent of the unemployed in the U.S.† While this figure includes millennial without a college degree, Leah Goodman, investigative journalist for Newsweek make sure to note that young college graduate s also occupy these ranks. Specifically Goodman presents her the testimony of 26 year old Camille Perry who, despite having a master’s degree, bartends in Portland Oregon. On Perry Goodman writes, â€Å"[She] is living with a friend...[and] tells Newsweek she is waitressing while looking for a job better suited to her qualifications.† Here, Perry’s pursuit of a job more fitting of her qualification reveals a mismatch in skills of college graduates and the available jobs. 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